@article{Zarubina2026approaches, author={Zarubina, Y.V. and , ..}, title={APPROACHES TO IMPROVING THE RISK MANAGEMENT SYSTEM AT VTB PJSC}, journal={Modern Technologies and Scientific and Technological Progress}, publisher={Federal State Funded Educational Establishment of Higher Education «Angarsk State Technical University»}, year={2026}, pages={384-385}, volume={2026}, issue={1}, }