@article{Kozlova2019increasing, author={Kozlova, K.A. and Goryunova, Y.V.}, title={INCREASING COMMERCIAL BANKING EFFECTIVENESS IN THE FIELD OF INDIVIDUALS’ INSURANCE}, journal={Bulletin of the Angarsk State Technical University}, publisher={Federal State Funded Educational Establishment of Higher Education «Angarsk State Technical University»}, year={2019}, pages={248-254}, volume={1}, issue={13}, }