TY JOUR TI TO THE QUESTION OF FORMATION OF FINANCIAL LITERACY IN HIGHER EDUCATION INSTITUTIONS KW financial literacy KW the formation of financial literacy KW the introduction of financial literacy disciplines JO Modern Technologies and Scientific and Technological Progress AU Dugar-Zhabon, R.S. PY 2022 IS 2022 PB Federal State Funded Educational Establishment of Higher Education «Angarsk State Technical University»