TY JOUR TI THE CURRENT STATE OF THE MORTGAGE LENDING MARKET IN RUSSIA KW mortgage lending KW borrower KW mortgage rate KW preferential mortgage KW family mortgage KW concentration of the mortgage lending market KW rating of banks on mortgage issuance JO Scientific Papers Collection of the Angarsk State Technical University AU Cheklaukova, E.L. AU Dumler, E.I. PY 2022 IS 2022 PB Federal State Funded Educational Establishment of Higher Education «Angarsk State Technical University»