TY JOUR TI USE OF CLOUD TECHNOLOGIES BY SUBJECTS OF SMALL AND MEDIUM BUSINESSES KW cloud technologies KW cloud computing KW costs and business efficiency JO Modern Technologies and Scientific and Technological Progress AU Zarubina, Y.V. AU Denisiuk, A.V. PY 2023 IS 2023 PB Federal State Funded Educational Establishment of Higher Education «Angarsk State Technical University»