%0 Journal Article %T STRENGTHS AND WEAKNESSES OF THE LONG-TERM SAVINGS PROGRAM %A Cheklaukova, E.L. %K Long-term savings program, pension savings, non-governmental pension fund, investments, co-financing of contributions %J Modern Technologies and Scientific and Technological Progress %D 2024 %N 2024 %P 1 %I Federal State Funded Educational Establishment of Higher Education «Angarsk State Technical University»