TY JOUR TI STRENGTHS AND WEAKNESSES OF THE LONG-TERM SAVINGS PROGRAM KW Long-term savings program KW pension savings KW non-governmental pension fund KW investments KW co-financing of contributions JO Modern Technologies and Scientific and Technological Progress AU Cheklaukova, E.L. PY 2024 IS 2024 PB Federal State Funded Educational Establishment of Higher Education «Angarsk State Technical University»