@article{Cheklaukova2024bnpl,
author={Cheklaukova, E.L.},
title={BNPL SERVICES AS AN ALTERNATIVE TO A BANK LOAN},
journal={Bulletin of the Angarsk State Technical University},
publisher={Federal State Funded Educational Establishment of Higher Education «Angarsk State Technical University»},
year={2024},
pages={441-444},
volume={1},
issue={18},
}