00658naa#a2200169#i#4500001001500000005001700015011001400032100004100046102000700087200006800094210012500162215001000287608002700297675010800324700003400432856002200466EN\\bibl\9216920250430123631.3##a2686-777X##a20241219b2024####ek#y0engy0150####ca##aRU1#aBNPL SERVICES AS AN ALTERNATIVE TO A BANK LOANeJournal article1#aAngarskcFederal State Funded Educational Establishment of Higher Education «Angarsk State Technical University»d2024##a3 с.##aJournal article2local##aФинансы. Банковское дело. Деньги и денежное обращение. 336#1aCheklaukovagElena Leonidovna4#aangtu.editorum.ru