00658naa#a2200169#i#450# EN\\bibl\92169 20250504041911.7 2686-777X 20241219b2024####ek#y0engy0150####ca RU BNPL SERVICES AS AN ALTERNATIVE TO A BANK LOAN Journal article Angarsk Federal State Funded Educational Establishment of Higher Education «Angarsk State Technical University» 2024 3 с. Journal article local Финансы. Банковское дело. Деньги и денежное обращение. 336 Cheklaukova Elena Leonidovna angtu.editorum.ru